Affordable Payment Options

At Midwest Eye Center, financial considerations should not be an obstacle in obtaining Laser Vision Correction. We are sensitive to the fact that different people have different needs in fulfilling their financial obligations. Our goal is to make Laser Vision Correction affordable for any budget. You may choose any of the following payment options:

• Bank Check or Money Order
• Cash
• Employee Flexible Spending Account
• Visa, MasterCard, Discover, American Express
• Payment Plans that help you see now and pay later

12 or 18 Months No interest

• Interest free Financing for 12 or 18 months
• No Prepayment Penalty

Low Interest Payment Plans

• 9.9 apr for 24, 36, 48, or 60 months

If you wear contacts, chances are you're spending up to hundreds of dollars a year on lenses, solutions, cleaners, and more. That means that MidWest EyeCenter's prices (Dr. Holland, Dr. Schneider and Dr. Sanitato) both eyes, for a limited time can save you thousands of dollars over the long haul. We really do bring you better sight for less! And we offer a full range of payment methods to make it easy for you to get the laser vision correction you need.

In some cases, laser vision correction may be covered by your health insurance provider. We will help you consult with them.

MidWest EyeCenter's low price covers your complete care before, during, and after the procedure.

Possible Tax Savings Related To Laser Vision Correction
In addition to tax savings possible through flexible benefit plans and home equity financing, your laser vision correction may contribute to you earning a federal tax deduction.

Currently, for taxpayers who itemize deductions, medical and dental expenses in excess of 7.5% of Adjusted Gross Income are deductible on Schedule A -- Itemized Deductions. Expenditures on laser vision treatment may contribute to this. Consult with your tax advisor or accountant to determine how this possible tax advantage might be applicable to your situation.

Flexible Spending Accounts Can Make Laser Vision Correction Even More Affordable

Save up to 50% on laser vision correction

Thousands of companies now offer their employees this versatile – yet underutilized – benefit, sometimes referred to as a “flex plan” or “cafeteria plan.” An FSA can save you hundreds of dollars on medical bills and can be used to pay for laser vision correction. Depending on your tax bracket, using an FSA to pay for vision correction could save you up to 50 percent.

How it works

Money set aside in an FSA escapes both federal and state income tax and also Social Security tax. By law, the maximum amount you can contribute to an FSA is $5,000, but most companies limit contributions to $2,000 or $3,000.

FSAs are not just a savings account. They save you money by decreasing the amount of taxes you pay. For instance, if you make $35,000 per year and pay 16% Federal Tax; 6% State Tax, and 7.65% FICA Tax, your total payroll taxes would be $10,377. However, if you contribute $3,000 to your FSA you would pay the same percent of taxes on only $32,000. This would give you net savings of approximately $900. The higher your tax bracket, the more you save.

How to enroll in an FSA

Check with your benefits manager at work to find out if FSAs are offered by your company. Employers open enrollment for FSAs only once a year. Some enroll in late fall and some in the spring. When your benefits manager sends out an enrollment form, fill it out immediately. You’ll probably only have a week or two to sign up.

On the application, you'll need to decide how much of your salary you want deducted from each paycheck. This money will be deposited in your health care FSA. Most companies allow you to spend the money any time during the year, even when it has not fully accumulated in your account.

What to do now

If you’re thinking of setting aside money in an FSA so that you can save up to 50 percent on laser vision correction, schedule an appointment now to find out if you’re a candidate for the procedure. With FSA’s and our affordable payment plans, laser vision correction will never be more affordable!

To learn more about the procedures we offer, go to the surgical and laser vision correction procedures section of our Web Site. You can register online to attend a seminar or contact us to request additional information.